:root{--navy:#0f2744;--navy2:#1b3a5f;--gold:#c8a15a;--gold-d:#a9863f;--ink:#1f2937;--muted:#5b6472;--line:#e5e9f0;--bg:#fff;--soft:#f5f8fc;--radius:14px;--shadow:0 10px 30px rgba(15,39,68,.08);--shadow-s:0 4px 14px rgba(15,39,68,.06)}
*{box-sizing:border-box}
.rhb-home{margin:0;font-family:'Pretendard','Apple SD Gothic Neo','Malgun Gothic',system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--bg);line-height:1.7;-webkit-font-smoothing:antialiased}
.rhb-home img{max-width:100%;height:auto;display:block}
.rhb-wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.rhb-home a{color:var(--navy2);text-decoration:none}
.rhb-home a:hover{text-decoration:underline}
/* header */
.rhb-hd{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.rhb-hd .rhb-wrap{display:flex;align-items:center;gap:16px;height:68px}
.rhb-brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy);font-size:18px}
.rhb-brand svg{width:34px;height:34px;flex:0 0 34px}
.rhb-nav{margin-left:auto;display:flex;gap:22px;align-items:center}
.rhb-nav a{color:var(--ink);font-weight:600;font-size:15px}
.rhb-nav .rhb-cta{background:var(--navy);color:#fff;padding:10px 16px;border-radius:10px}
.rhb-nav .rhb-cta:hover{background:var(--navy2);text-decoration:none}
@media(max-width:820px){.rhb-nav{gap:14px}.rhb-nav a.rhb-hide{display:none}}
/* hero */
.rhb-hero{position:relative;color:#fff;overflow:hidden;background:var(--navy)}
.rhb-hero img.rhb-heroimg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.34}
.rhb-hero .rhb-wrap{position:relative;padding:104px 20px 112px}
.rhb-hero h1{font-size:46px;line-height:1.18;margin:0 0 18px;font-weight:800;letter-spacing:-.02em}
.rhb-hero p.rhb-sub{font-size:19px;max-width:640px;color:#dbe6f4;margin:0 0 30px}
.rhb-btns{display:flex;gap:14px;flex-wrap:wrap}
.rhb-btn{display:inline-block;padding:14px 24px;border-radius:12px;font-weight:700;font-size:16px}
.rhb-btn-p{background:var(--gold);color:#20160a}
.rhb-btn-p:hover{background:var(--gold-d);text-decoration:none}
.rhb-btn-g{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.4)}
.rhb-btn-g:hover{background:rgba(255,255,255,.2);text-decoration:none}
@media(max-width:640px){.rhb-hero h1{font-size:32px}.rhb-hero .rhb-wrap{padding:72px 20px 80px}}
/* section */
.rhb-sec{padding:96px 0}
.rhb-sec.alt{background:var(--soft)}
.rhb-eyebrow{color:var(--gold-d);font-weight:800;letter-spacing:.08em;font-size:13px;text-transform:uppercase;margin:0 0 10px}
.rhb-h2{font-size:32px;font-weight:800;color:var(--navy);margin:0 0 14px;letter-spacing:-.02em}
.rhb-lead{color:var(--muted);font-size:17px;max-width:720px;margin:0 0 40px}
/* timeline */
.rhb-steps{display:grid;grid-template-columns:repeat(6,1fr);gap:14px;counter-reset:s}
.rhb-step{background:var(--bg);border:1px solid var(--line);border-radius:var(--radius);padding:22px 16px;box-shadow:var(--shadow-s);position:relative}
.rhb-step .n{width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:12px}
.rhb-step h4{margin:0 0 6px;font-size:16px;color:var(--navy)}
.rhb-step p{margin:0;font-size:13px;color:var(--muted)}
@media(max-width:900px){.rhb-steps{grid-template-columns:repeat(2,1fr)}}
/* cards */
.rhb-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.rhb-card{background:var(--bg);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-s);transition:transform .18s,box-shadow .18s;display:flex;flex-direction:column}
.rhb-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.rhb-card a.rhb-cardlink{display:block;color:inherit}
.rhb-thumb{aspect-ratio:16/9;background:var(--soft);overflow:hidden}
.rhb-thumb img{width:100%;height:100%;object-fit:cover}
.rhb-card .bd{padding:20px}
.rhb-tag{color:var(--gold-d);font-weight:700;font-size:12px;letter-spacing:.04em}
.rhb-card h3{margin:8px 0 8px;font-size:18px;color:var(--navy);line-height:1.4}
.rhb-card p{margin:0;color:var(--muted);font-size:14px}
@media(max-width:900px){.rhb-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.rhb-grid{grid-template-columns:1fr}}
/* split feature */
.rhb-split{display:grid;grid-template-columns:1.1fr 1fr;gap:44px;align-items:center}
.rhb-split.rev{grid-template-columns:1fr 1.1fr}
.rhb-split img{border-radius:var(--radius);box-shadow:var(--shadow)}
.rhb-split ul{margin:16px 0 24px;padding-left:0;list-style:none}
.rhb-split li{padding:7px 0 7px 28px;position:relative;color:var(--ink)}
.rhb-split li:before{content:'';position:absolute;left:0;top:14px;width:14px;height:9px;border-left:2.5px solid var(--gold);border-bottom:2.5px solid var(--gold);transform:rotate(-45deg)}
@media(max-width:820px){.rhb-split,.rhb-split.rev{grid-template-columns:1fr;gap:24px}}
/* faq */
.rhb-faq{max-width:820px;margin:0 auto}
.rhb-faq details{background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:0;margin-bottom:14px;box-shadow:var(--shadow-s)}
.rhb-faq summary{cursor:pointer;padding:18px 22px;font-weight:700;color:var(--navy);list-style:none;font-size:16px}
.rhb-faq summary::-webkit-details-marker{display:none}
.rhb-faq details[open] summary{border-bottom:1px solid var(--line)}
.rhb-faq .a{padding:16px 22px;color:var(--muted);font-size:15px}
/* cta band */
.rhb-band{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:20px;padding:56px 40px;text-align:center}
.rhb-band h2{font-size:30px;margin:0 0 12px;font-weight:800}
.rhb-band p{color:#cfe0f2;margin:0 0 26px;font-size:17px}
/* footer */
.rhb-ft{background:#0b1c30;color:#9fb2c8;padding:56px 0 30px;font-size:14px}
.rhb-ft .cols{display:flex;flex-wrap:wrap;gap:40px;justify-content:space-between;margin-bottom:30px}
.rhb-ft .fbrand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:17px;margin-bottom:12px}
.rhb-ft .fbrand svg{width:30px;height:30px}
.rhb-ft a{color:#bcd0e6}
.rhb-ft ul{list-style:none;padding:0;margin:0;line-height:2}
.rhb-ft .fcol h5{color:#e6eef7;font-size:14px;margin:0 0 10px;letter-spacing:.02em}
.rhb-legal{border-top:1px solid rgba(255,255,255,.1);padding-top:22px;color:#7f93aa;font-size:12.5px;line-height:1.8}
.rhb-legal p{margin:5px 0}
/* ===== article (single post) shared styling ===== */
.rhb-article{max-width:820px;margin:0 auto;font-size:17px;line-height:1.8;color:var(--ink)}
.rhb-article h2{font-size:24px;color:var(--navy);border-left:5px solid var(--gold);padding-left:12px;margin:2em 0 .7em;line-height:1.35}
.rhb-article p{margin:0 0 1.1em}
.rhb-article a{color:var(--navy2);text-decoration:underline;text-underline-offset:2px}
.rhb-article .rhb-toc{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin:0 0 1.6em}
.rhb-article .rhb-toc strong{color:var(--navy);display:block;margin-bottom:8px;font-size:16px}
.rhb-article .rhb-toc ul{margin:0;padding-left:20px}
.rhb-article figure.rhb-fig{margin:1.6em 0}
.rhb-article figure.rhb-fig img{width:100%;border-radius:12px;box-shadow:var(--shadow-s)}
.rhb-article figcaption{color:var(--muted);font-size:13.5px;text-align:center;margin-top:8px}
.rhb-article table.rhb-table{width:100%;border-collapse:collapse;margin:1.4em 0;font-size:15px;box-shadow:var(--shadow-s);border-radius:10px;overflow:hidden}
.rhb-article table.rhb-table th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px;font-weight:700}
.rhb-article table.rhb-table td{padding:11px 14px;border-top:1px solid var(--line)}
.rhb-article table.rhb-table tbody tr:nth-child(even){background:var(--soft)}
.rhb-article ul.rhb-list,.rhb-article ol.rhb-list{margin:1em 0;padding-left:22px}
.rhb-article ul.rhb-list li,.rhb-article ol.rhb-list li{margin:6px 0}
.rhb-article blockquote.rhb-callout{margin:1.5em 0;background:#fbf7ee;border-left:4px solid var(--gold);border-radius:0 10px 10px 0;padding:16px 20px;color:#5a4a2a;font-size:15.5px}
.rhb-article ol.rhb-timeline{list-style:none;counter-reset:t;display:flex;flex-wrap:wrap;gap:10px;padding:0;margin:1.4em 0}
.rhb-article ol.rhb-timeline li{flex:1 1 140px;background:var(--soft);border:1px solid var(--line);border-radius:10px;padding:14px 12px;font-size:13.5px;color:var(--navy);font-weight:600;position:relative}
.rhb-article ol.rhb-timeline li span{display:inline-flex;width:24px;height:24px;border-radius:50%;background:var(--navy);color:#fff;align-items:center;justify-content:center;font-size:12px;margin-right:8px}
.rhb-article section.rhb-related{margin:2.2em 0 0;background:var(--soft);border-radius:12px;padding:20px 24px}
.rhb-article section.rhb-related h2{border:none;padding:0;font-size:19px;margin:0 0 10px}
.rhb-article section.rhb-related ul{margin:0;padding-left:20px}
.rhb-article .legal-notice{max-width:820px;margin-left:auto;margin-right:auto}
/* mu footer notice on wp pages */
.rhb-legal-footer{max-width:820px;margin:40px auto;padding:20px 24px;background:var(--soft);border:1px solid var(--line);border-radius:12px;color:#6b7280;font-size:12.5px;line-height:1.8}
.rhb-legal-footer .rhb-legal-title{color:var(--navy);font-weight:800;font-size:15px;margin:0 0 8px}
.rhb-legal-footer a{color:var(--navy2)}

/* Shared WordPress shell */
body.rhb-home{margin:0}.rhb-brand img,.fbrand img{border-radius:9px;display:block}.rhb-posthero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:76px 0 70px}.rhb-posthero.compact{padding:58px 0 52px}.rhb-posthero h1{max-width:820px;margin:0;font-size:42px;line-height:1.2;letter-spacing:-.035em;color:#fff}.rhb-posthero p{max-width:720px;color:#d7e3f0;margin:14px 0 0;font-size:17px}.rhb-content-shell{padding-top:56px;padding-bottom:88px}.rhb-featured{max-width:960px;margin:0 auto 48px;aspect-ratio:16/7;overflow:hidden;border-radius:20px;box-shadow:var(--shadow)}.rhb-featured img{width:100%;height:100%;object-fit:cover}.rhb-page{min-height:360px}.rhb-postnav{max-width:820px;margin:48px auto 0;padding-top:24px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:20px}.rhb-postnav a{display:flex;min-height:44px;align-items:center;color:var(--navy);font-weight:700}.rhb-article img{max-width:100%;height:auto}.rhb-article figure{margin:32px 0}.rhb-article table{display:block;max-width:100%;overflow-x:auto}.rhb-article .ai-notice{border-top:1px solid var(--line);padding-top:16px}.rhb-card h2{margin:8px 0;font-size:19px;color:var(--navy)}:focus-visible{outline:3px solid var(--gold);outline-offset:3px}@media(max-width:640px){.rhb-posthero{padding:56px 0 50px}.rhb-posthero h1{font-size:31px}.rhb-content-shell{padding-top:36px;padding-bottom:64px}.rhb-featured{margin-bottom:34px;border-radius:14px;aspect-ratio:16/9}.rhb-postnav{flex-direction:column}.rhb-brand span{font-size:15px}.rhb-nav .rhb-cta{padding:10px 12px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}